An indicator rates financing so you’re able to personal users
Charge and you can costs
Brand new conditions and terms with the home mortgages need you to located regular salary, personal shelter or retirement repayments and use DNB since your relaxed lender.
Formula of effective interest levels
BLU Initiate:Amount borrowed NOK dos 000 000 as much as 85 % from market value. Moderate rate of interest 3.39 % p.a beneficial. Annuity loan having active rate of interest step 3,52 % p.a beneficial. as well as front side-end percentage NOK step 3 190 and you will instalment payment NOK 65. Prices NOK 990 890, full NOK dos 990 890 over twenty five years.
Loan amount NOK dos 100 100000, affordable interest cuatro.69 % p.a great. having step three 12 months repaired rate. Annuity loan with energetic interest rate cuatro.87 % p.a good. plus top-avoid fee NOK 3 190 and you can instalment fee NOK 65. Cost NOK step 1 422 590, totalt NOK 3 422 590 more than twenty five years.
Auto loan to have young people with deposit 35 % or even more:Loan amount NOK 150 100 doing 65 % regarding purchase price. Annuity mortgage with nominal interest rate 4.74 % p.an effective., productive interest rate 6.54 % p.a good. together with front-avoid commission NOK dos 500 and you will instalment fee NOK 65. Costs NOK 25 484, total NOK 175 484 more five years.
Loan amount NOK fifty 000. Nominal interest % p.a great. Annuity loan with productive interest % p.a. also side-prevent commission NOK 500 and you will instalment commission NOK fifty. Total price NOK 68 777 more 5 years.
Fixed-speed home mortgage Saga:Loan amount NOK 2 000 100000, affordable rate of interest cuatro.69 % p.an effective. for step 3 12 months repaired price. Annuity financing which have active interest rate 4.87 % p.an excellent. and front-prevent percentage NOK step three 190 and instalment commission NOK 65. Cost NOK step 1 422 590, totalt NOK step 3 422 590 more than twenty five years.
Auto loan Tale and Saga Platinum with thirty-five % down-payment:Loan amount 150 100 NOK up to 65 % from cost. Annuity financing which have affordable rate of interest 4,74 % p.a., energetic interest rate six.forty-two % p.a great. along with front-stop commission NOK 2 3 hundred and you can instalment percentage NOK 65. Rates NOK 25 259, total NOK 175 259 more personal installment loans in Indianapolis than 5 years.
Saga Liquidity put aside:Amount borrowed NOK 70 100000. Affordable interest %, active interest % and additionally top-end fee NOK five hundred. Cost NOK 4 574, complete NOK 74 574 over 12 months.
Home mortgage around 75 % from ount NOK dos 000 000, as much as 75 % off market value. Nominal interest rate cuatro,29 % p.good. Annuity financing having energetic rate of interest 4,45 % p.an effective. as well as front-end fee NOK step three 190 and you may instalment fee NOK 65. Rates NOK step one 286 390, total NOK 3 286 390 more than twenty five years.
Domestic collateral credit line:Amount borrowed NOK 2 one hundred thousand 000, up to 75 % of market price. Moderate interest rate cuatro,31 % p.an excellent. Annuity loan that have productive rate of interest cuatro,45 % p.an effective. in addition to front side-prevent commission NOK 3 190 and instalment payment NOK 65. Rates NOK step 1 286 390, full NOK 3 286 390 more twenty five years..
Fixed-speed home mortgage:Amount borrowed NOK dos 100000 one hundred thousand around 75 % of market price. Nominal interest cuatro.74 % p.an effective. getting step three 12 months fixed price months. Annuity financing that have effective rate of interest cuatro.ninety-five % p.a good. plus front-prevent fee NOK 3 190 and instalment fee NOK 65. Prices NOK step one 439 690, overall NOK step three 439 690 more than 25 years.
Green real estate loan:Loan amount NOK 2 100000 one hundred thousand doing 85 % out of market value. Moderate rate of interest 3.39 % p.a beneficial. Annuity mortgage that have productive interest step three.52 % p.a. together with front side-avoid fee NOK 3 190 and you can instalment fee NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 more 25 years.